PERSONAL BANKING
Interest Only Home EquityCHOICE®
Put your goals within reach with Interest Only Home EquityCHOICE!®
| Does a steady line of credit featuring a great interest rate and low payments sound like your kind of loan? An Interest only home equity line of credit offers the freedom to finance a purchase or consolidate debt while paying only the interest portion of your payment on a monthly basis, until your balloon payment at the end of the term. |
- Convenient automatic loan payments deducted with any BankAtlantic personal checking account.
- No closing costs up to $250,000
- Lines up to $500,000.00
- Checking Accounts
- The Fast ACCESS Equity Card is automatically issued with your Interest Only Home Equity Line of Credit, and gives you access to funds 24/7
- Online Banking & Bill Pay
- Interest may be tax deductible -- Consult your tax advisor about the deductibility of interest.
- Low Annual Fee may apply.
Important Terms of Home EquityCHOICE Line of Credit
Hours vary by location; visit BankAtlantic.com/Locations for a complete listing. These offers are subject to change without notice and may be withdrawn at any time. All applications are subject to standard underwriting and credit approval. Security property must be residential property (does not include seasonal homes or investment properties) in Florida only. Property Insurance is required. Flood and wind insurance may be required.You must qualify for a minimum credit line of $10,000. “Interest-only” payment options provide for a lower monthly payment amount. When choosing the “Interest-only” payment option, your principal is not reduced and at the end of the term you will be required to pay the entire balance owing in a single balloon payment. Consult your tax adviser about the deductibility of interest.
Useful Links
- Apply for a Home EquityCHOICE Line of Credit
- Home EquityCHOICE Line of Credit Lending Process
- Loan Calculators
- Glossary of Terms
- Home EquityCHOICE Line of Credit FAQs
- Home EquityCHOICE Line of Credit Checklist
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