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Personal Wires FAQs

Get answers about Personal Wire Transfers.

Personal Wire Transfers

 

What are Personal Wire Transfers?

A Personal Wire Transfer is an electronic payment sent via your BankAtlantic Online Banking service for transferring funds from your personal checking, savings or money market account to another account at any financial institution within the United States.

How do I apply for Personal Wire Transfers?

From your Online Banking service, click on the “User Services” tab to locate the “Other Service Requests” menu.  Click the link entitled "Enroll for Personal Wire Transfers" and enter the required information.  Finally, print the form, sign it and send it to BankAtlantic. Your request should be processed within 3 business days of receipt of your signed enrollment form.

How do I make a Personal Wire Transfer?

From your Online Banking service, click on the “Wire Transfers” tab and enter the required wiring instructions. Click “Send Wire Transfer”, then verify your information, and then click “Yes” to submit your wire transfer for processing. You can also print a copy of your outgoing wire for your records.

What is the Transit Routing #?

The Transit Routing # is the 9-digit number assigned to the bank by the American Bankers Association (ABA) and is used for routing transit transactions (i.e., ACH, Wire, etc.). NOTE: Do not add hyphens when entering the Transit Routing #.

What is the Intermediary Institution Information used for?

Some financial institutions may use an intermediary bank to process their wire transfers. BankAtlantic recommends that you validate with the receiving party if their financial institution falls under this category.

When can I send a Personal Wire Transfer?

You can enter and submit a Personal Wire Transfer via your BankAtlantic Online Banking service between 12:01 AM - 5:00PM Eastern, Monday - Friday (excluding holidays)

What does it cost to send a Personal Wire Transfer?

The cost is only $15.00 per wire when sending your wire through your BankAtlantic Online Banking service.

OUTGOING Via BranchOUTGOING Via Online Banking
$25.00 / Per Wire$15.00 / Per Wire


Can I send Personal Wire Transfers via my Mobile Banking?

This service is currently unavailable via Mobile Banking.

What information do I need to send a wire transfer?

It is strongly recommended that either you or your receiver contact the receiver's financial institution for their specific wiring instructions. 


Generally you will need the following:

1.The Receiver's Name and Address;
2.The Receiver's Account Number;
3.The Receiver's Financial Institution Name and Address;
4.The Receiving Financial Institution's Routing/Transit (ABA) Number; and
5.Any additional wiring instructions, if applicable.








How will I know when my transfer has been processed?

Once your wire transfer has been processed, you will be able to see that your account has been debited by viewing your “Account Detail” within your Online Banking service.

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